State Second Pension

The second state pension has changed dramatically over the past few years. But experts are worried that too few people have woken up to what’s happening. Here’s all the information you need to stay up to date – and all the links you need to make the most of your own pension provision.



The changes have been made to what used to be known as SERPS – the State Earnings Related Pension Scheme. This effectively became the Second State Pension or S2P in April 2002.

Neil Simpson is a former Personal Finance Journalist of the Year and writes regularly on pensions, property, insurance and investment issues for the Mail on Sunday, City AM newspaper and many other publications.